You no longer need to use Google’s official app if you need to get started with Android Pay’s tap-to-buy features. Google, the internet giant, has entered into partnerships with several financial institutions which currently includes Bank of America, Discover, BNZ, mBank and USAA, that enable you to add cards and use Android Pay from their mobile banking apps. There is no doubt that the tap-to-pay offers a familiar experience right down to receiving notifications whenever you make a purchase.
This inclusion won’t make much difference if you are comfortable with NFC-based purchases, but it really could help expand the reach of Android Pay. A lot of people are not aware that their phones can handle tap-to-pay shopping, which could expose them to the concept for the first time. It is also quite different from the likes of Apple Pay and Samsung Pay, that you typically need to use first-party tools to start. Google is clearly betting that this more open nature of Android Pay will offer a larger footprint.